Josh,
Get a second opinion please!
I'm in your situation and dealing with a minor skin tag issue too - Saw my CRS this morning who confirmed the fissure had finally healed and yes, there is a skin tag, but he would never ever touch it because it can can lead to even more issues. He even advised me he's against hems banding and I also completely trust his opinion.
I'm also hoping to find a way of assisting the shrinking of my skin tag and I have read some very positive accounts with both natural aloe vera and witchazel, which I've yet to trial properly.
You have a great day too